Transcript for Auto insurance costs rise, in part due to texting by drivers
We turn next here tonight to your money, and a new report on the reasons behind the spike in auto insurance premiums. Those reasons might not be going away, but there are steps you can take right now to bring down your rates. ABC's kayna Whitworth tracking your money tonight. Reporter: Tonight, the new report revealing what's driving car insurance premiums up coast to coast. Distracted drivers are costing us all more. This teen veering across the yellow line and into the grass on the other side of the road. This driver plowing into a parked patrol car while using his phone. Confessing when he got out. You okay? That's what I get for playing this dumb Game. Reporter: Experts say the number of crashes involving distracted drivers are helping push up rates. The typical driver now spending $926 every year on auto insurance. That's up 16% from 2011. But there are ways many consumers don't think of to pay lower premiums. Combine your homeowners and auto coverage. Many insurers will give you a discount. If you have a short commute, take advantage of possible low mileage discounts, and few realize a good credit score can sometimes score you a discount, too. David, you can save up to 10% alone by combining policies. You can also enroll in a defensive driving course for further insurance discounts, David. All great tips. Kayna, thanks.
This transcript has been automatically generated and may not be 100% accurate.