Nine Most Expensive Cities in Housing Costs

Nov. 13, 2012 — -- intro:

When considering purchasing a home, potential buyers should consider a number of costs in addition to a home sale price, such as property taxes and homeowners insurance premiums.

Bankrate.com compiled a list of total median monthly housing costs in major U.S. cities. San Francisco took first place with median monthly total costs of $2,497.68, followed closely by another expensive city, New York.

The cities in Bankrate.com's list are urban areas and don't include many expensive suburban neighborhoods.

Read more: 7 Most Expensive Places to Live in America

Here are the nine most expensive cities in Bankrate.com's list:

quicklist:category: $2,497.68title: San Francisco media: 16612013text:Mortgage rate: 3.58 percent

Mortgage principal and interest payment: $2,004.93

Property tax payment: $415.92

Homeowners insurance premium: $76.83

quicklist:category: $2,068.96title: New York media: 17116755text:Mortgage rate: 3.67 percent

Mortgage principal and interest payment: $1,385.30

Property tax payment: $598.58

Homeowners insurance premium: $85.08

quicklist:category: $1,833.73title: Boston text:Mortgage rate: 4.01 percent

Mortgage principal and interest payment: $1,384.65

Property tax payment: $362.83

Homeowners insurance premium: $86.25

quicklist:category: $1,746.21title: San Diego text: Mortgage rate: 3.65 percent

Mortgage principal and interest payment: $1,387.38

Property tax payment: $282.00

Homeowners insurance premium: $76.83

quicklist:category: $1,735.45title: Washington, D.C.text:Mortgage rate: 3.63 percent

Mortgage principal and interest payment: $1,339.79

Property tax payment: $306.58

Homeowners insurance premium: $89.08

quicklist:category: $1,726.50title:Seattletext:Mortgage rate: 3.63 percent

Mortgage principal and interest payment: $1,394.00

Property tax payment: $286.50

Homeowners insurance premium: $46.00

quicklist:category: $1,474.75title: Los Angelestext:Mortgage rate: 3.68 percent

Mortgage principal and interest payment: $1,090.00

Property tax payment: $307.92

Homeowners insurance premium: $76.83

quicklist:category: $1,276.98title: Baltimoretext:Mortgage rate: 3.95 percent

Mortgage principal and interest payment: $968.06

Property tax payment: $244.00

Homeowners insurance premium: $64.92

quicklist:category: $1,183.43title: Philadelphiatext:Mortgage rate: 3.66 percent

Mortgage principal and interest payment: $805.02

Property tax payment: $320.58

Homeowners insurance premium: $57.83