But her responder retorted: "So in Wall Street terms, we would call you a trading position, not a buy and hold ... hence the rub ... marriage. It doesn't make good business sense to buy you (which is what you're asking), so I'd rather lease. In case you think I'm being cruel, I would say the following. If my money were to go away, so would you, so when your beauty fades, I need an out. It's as simple as that. So a deal that makes sense is dating, not marriage."
"Seeing such a naked gold digger out there is not surprising, but it's troubling," said Marco, an investment banker.
Marco and his officemates Michael and Tim, all in their 20s, were not eager to give their full names and corporate addresses after the JPMorganChase snafu. But they admitted they had received multiple copies of the forwarded e-mail from numerous friends.
"It sounded like a younger guy," said Marco, who recognized the gold digger from his undergraduate days.
"Everyone is broke in college, but there are certain guys with discretionary income who can pay for dinner instead of going dutch," he said.
"In college, some girls would only date guys of a certain social status," said Tim. "They won't come right out and say it."
But one woman in her mid-20s applauded the husband hunter's candor on Craigslist.com.
It's "not about the money, and it is not a matter of materialism," she wrote. "Rather, it provides an umbrella under which many other qualities seem to fall: premium educational background, high level of motivation, a family who raised the man well (and therefore good genes and similar breeding) and a socio-economic background that reflects your own."
The number of women seeking well-paid husbands so they can stay at home rather than climb the career ladder is on the rise, said Marty Nemko, a San Francisco career coach who has counseled an estimated 2,000 women in 20 years.
"Gold digger doesn't mean millionaire," said Nemko. "Their issue is to stay at home and lead and middle-class life and be taken care of."
Nemko estimates that about two-thirds of the women he counsels want "a nice, comfy part-time job.
"These women increasingly tell me, 'I saw my mom, and I am grateful to the feminist movement to allow mom to be there in the power suit and shoulder pads and all that. And she's not so happy.'"
Nemko advises five ways to find Mr. Right, including telling all the friends you know that you're looking, online dating; general flirting, going to singles events speed dating, taking classes.
Choosing the venues and "extracurriculars," like taking up sailing, golfing or going on a cruise, can enhance the odds that Mr. Right will have money.
"But don't go on the Carnival line," he said. "Make an investment in the Celebrity."
Placing an ad on Craigslist is another way and not an immoral one, said Nemko.
"I would rather see stating the objective on its face rather than subterfuge," said Nemko. "It sounds like a fair deal if you make a fully consensual agreement."
Still, most men "recoil" from the prospect of being targeted by a gold digger even as men themselves are "not as honorable in the things they pursue," said James Bassil, editor in chief of Ask.Men.com, which draws about 10 million readers a month.
As coldhearted as it seems, the Craigslist plea reflects the "functional relationship" between many men and women, said Bassil, who wrote the book "From the Bar to the Bedroom."