March 20, 2009 -- The following organizations offer assistance and resources for those hoping to renegotiate mortgage rates and avoid foreclosure:
U.S. Government Program to Refinance or Modify Loans:
To find out if you qualify, and how much your loan might be reduced, Click Here .
HUD-Approved Foreclosure Counseling Agencies:
Click Here to find a HUD-approved counselor or call 877-HUD-1515.
Neighborhood Housing Services of New York City (NHS):
Click Here to reach NHS, a HUD-approved counselor.
CLICK HERE for more information on where to go for help.