3 Ways Your Kids Can Get You Hacked

— -- intro: Last month a story in the Wall Street Journal article sent a shudder down our collective parental spine. Google is planning to open Gmail and YouTube to kids under the age of 13. While the company will restrict this king’s ransom of new clicks to kid-friendly content, hackers could well have a field day.

Lest we forget, we’re only as strong as the weakest link in our familial tech village. The trend—whether or not Google opens the door to kids—is for the wee ones among us to be in contact with the outside world in a cyber way without much supervision. Munchkins, no matter how smart, can have little or no real understanding of the threats that abound.

Of all the ways that kids can run into trouble online, on their smartphones and in their gaming adventures, malware is a big concern. The malicious code children collect on their way to something you’ve never heard of can hijack your computer for all kinds of purposes. There are click-harvesting scams. There are stealth programs that will turn your machine into a spambot. There’s malware that looks OK to your anti-virus program, but is actually recording every keystroke, most particularly when you log into your bank account.

More From Credit.com: How Crime Rings Use ‘Invisible Ink’ to Take Over Your Computer

Obviously the safest thing you can do is to keep your kids offline, but the likelihood of that ranks right up there with achieving universal peace. So the next best thing is to advise them on best cyber practices and good luck on that. You can counsel children not to click on suspicious emails and weird-looking websites, but they may not always be able to resist the ones that tout their most dire enthusiasms, and that’s where you’re most likely to get got.

When it comes to the other obsessions common among today’s children, you are looking at a Gatling gun of scams that could get you.

quicklist: title: Celebrity-Worshippingtext:

Today’s fan activity, whether for Justin Bieber or authors like John Green or the latest hot YouTuber, make an early Beatles concert seem like a night at the opera.

Few kids can be accused of circumspection, and add a teen or tween idol to the mix and you can forget anything resembling common sense. Children don’t care if they’re cyber surfing on their computer or yours. Hence, their fan-fired Internet behavior becomes yours, and doubtless if there’s something “new” or “rad” about the object of their obsession, they will click—and you will pay.

Consider at the very least setting up a separate user on your machines so that your post-childbot Internet experience is not flooded with advertisements for the likes of Ansel Elgort and Everquest.

quicklist: title: Gamingtext: Who among the gamers in your life doesn’t want extras and access to areas hitherto unexplored? Well, as this recent scam targeting user credentials shows, scammers know that all too well.

As with all things exciting and OMG-ish online, if you’re not sure about an offer, check it out on an official website. The extra time you spend doing due diligence pre-click could well save you a tremendous amount of time and anguish post-click.

quicklist: title: Insta-scam?text: