Tell-Tale Signs of a Questionable Health Insurance Plan

Feb. 2, 2010 — -- There are three kinds of health care plans that provide incomplete coverage in the event of a catastrophe such as a car accident, heart attack or a major disease diagnosis.

Health discount cards are one. Limited-benefit plans are another. A third are fraudulent plans in which a company collects as much money as possible up-front from people, then disappears.

In some cases, the company may even pay out small claims in the beginning, so it can continue to collect big premiums before the owners make their exit.

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Here are several tell-tale signs that you could be dealing with a health plan that fits one of these scenarios: