A Look at ATM, Bounced Check Fees

By
ABC News
October 31, 2006, 2:11 PM ET
6 min read

Oct. 31, 2006 — -- A new study by Bankrate.com found that the average surcharge for withdrawing money from ATMs jumped to an all-time high of $1.64 this year. The avearge penalty for bouncing a check also hit a record high of $27.40. So how can you withdraw money without getting bilked?

Here's a quick look at the ATM surcharges and bounced check penalty fees for interest-bearing checking accounts at some of the biggest banks and online banks in the country.

Checking Account Fees
 Monthly Service FeesATM SurchargesAnother Bank's ATMBounced Check Fees
Chase Bank, New York $10 $1.50 $1.50 $30
Bank of America, Los Angeles $10 $2 $2 $19
Chase Bank, Chicago $10 $1.50 $1.50 $30
Wells Fargo Bank, San Francisco $12 $2 $2 $30
SunTrust Bank, Atlanta $9 $2 $2 $32
Wells Fargo Bank, Minneapolis $12 $2 $2 $30
Checking Account Fees
 Monthly Service FeesATM SurchargesAnother Bank's ATMBounced Check FeesChase Bank, New York $10 $1.50 $1.50 $30Bank of America, Los Angeles $10 $2 $2 $19Chase Bank, Chicago $10 $1.50 $1.50 $30Wells Fargo Bank, San Francisco $12 $2 $2 $30SunTrust Bank, Atlanta $9 $2 $2 $32Wells Fargo Bank, Minneapolis $12 $2 $2 $30

And here's a look at the fees for interest-bearing checking account at two top internet banks included in the bankrate.com study:

Web Checking Account Fees
 Monthly Service FeesATM SurchargesAnother Bank's ATMBounced Check Fees
Imperial Capital Bank $15 $0.00 $0.00 $25
NetBank $3 $0.00 $0.00 $30
Web Checking Account Fees
 Monthly Service FeesATM SurchargesAnother Bank's ATMBounced Check FeesImperial Capital Bank $15 $0.00 $0.00 $25NetBank $3 $0.00 $0.00 $30

Source: Bankrate.com

To view the full study and check out the bank fees in your area, clickhere.

Checking Account Fees
 Monthly Service FeesATM SurchargesAnother Bank's ATMBounced Check FeesChase Bank, New York $10 $1.50 $1.50 $30Bank of America, Los Angeles $10 $2 $2 $19Chase Bank, Chicago $10 $1.50 $1.50 $30Wells Fargo Bank, San Francisco $12 $2 $2 $30SunTrust Bank, Atlanta $9 $2 $2 $32Wells Fargo Bank, Minneapolis $12 $2 $2 $30

And here's a look at the fees for interest-bearing checking account at two top internet banks included in the bankrate.com study:

Web Checking Account Fees
 Monthly Service FeesATM SurchargesAnother Bank's ATMBounced Check Fees
Imperial Capital Bank $15 $0.00 $0.00 $25
NetBank $3 $0.00 $0.00 $30
Web Checking Account Fees
 Monthly Service FeesATM SurchargesAnother Bank's ATMBounced Check FeesImperial Capital Bank $15 $0.00 $0.00 $25NetBank $3 $0.00 $0.00 $30

Source: Bankrate.com

To view the full study and check out the bank fees in your area, clickhere.

Source: Bankrate.com

To view the full study and check out the bank fees in your area, clickhere.