As Ian approaches, here are a few commonsense strategies to help avoid unnecessary risk from floodwaters:

--Before flooding, look up your neighborhood's flood zone and determine if your home or business is prone to flooding. Come up with an evacuation plan and make sure your car has a full tank of gas. Stock up on non-perishable foods.

--After flooding, ensure your drinking water is sanitized and wash your hands thoroughly after contact with floodwaters. Disinfect objects that have come into contact with floodwater before offering them to children or toddlers.

--Try to avoid exposure with floodwaters for long periods of time to prevent physical injury. Wear waterproof boots if you have them. Do not attempt to drive over flooded streets as it could damage the car and strand passengers.

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The White House is “closely monitoring” the hurricane, a White House official told ABC News.

President Joe Biden approved Florida’s emergency assistance request this weekend “as soon as he received it,” the official said.

“He also directed his team to surge Federal assistance to the region well before landfall,” the official said. “FEMA has already deployed staff there and pre-positioned food, water, and generators.”

Biden was scheduled to travel to Florida this week but that trip has been postponed due to the storm.

-ABC News’ Karen Travers

Ian is expected to become major Category 3 hurricane Monday night with winds of 115 mph.

As Ian passes Cuba, it’s expected to rapidly intensify, becoming a Category 4 hurricane as it moves through the Gulf. Hurricane warnings are in effect for Cuba and the Cayman Islands.

Models are split when it comes to Ian’s landfall in Florida; impacts could be as far north as Panama City and as far south as Fort Myers.

Some models forecast landfall by Wednesday afternoon between Tampa and Fort Myers, while other models predict landfall at the end of the week near Panama City or Apalachicola.

Hurricane watches have been issued in Tampa, Fort Myers and Naples.

-ABC News’ Max Golembo

The National Hurricane Center declared Ian a hurricane on Monday, as the storm gained strength on its way toward Florida.

"A Hurricane Watch has been issued along the west coast of Florida from north of Englewood to the Anclote River, including Tampa Bay,” the center said on Monday.

- ABC News’ Max Golembo

Caribbean islands such as Jamaica and Grand Cayman will start to experience the effects from the outer bands of Tropical Storm Ian within the next 24 hours, forecasts show. The islands will experience conditions such as heavy rain, possible flash flooding and storm surge.

The storm system will begin to rapidly intensify overnight into Monday before it closes in on western Cuba on Monday night.

As of 2 p.m., the sustained winds in the tropical storm remained at 50 mph as it moved west-northwest at 12 mph, the center about 265 miles away from Grand Cayman.

Hurricane warnings are in effect for Grand Cayman and western Cuba, while tropical storm warnings and watches are in effect in other portions of both islands.

As a hurricane, Ian is expected to peak at a Category 4 before weakening slightly as it looks to make landfall on the west coast or panhandle of Florida in the coming days.

There is still some uncertainty to the track Ian will take once the system enters the Gulf of Mexico.

The center of the storm and the worst of the impacts could end up heading toward the western coast of Florida's peninsula, including the Tampa area. The other possible scenario has the storm moving more due north and bringing a possible landfall along the Florida peninsula, impacting cities like Panama City and Tallahassee with more direct effects.

The storm will begin to impact the Florida keys and the southern portions of the state by Tuesday night.

-ABC News' Dan Peck