Freddie Mac reported average fixed mortgage rates increased sharply from the previous week’s record-setting lows following a better-than-expected unemployment report last Friday.

Despite the sharp increase, mortgage rates are still near their 60-year lows.

The government-sponsored mortgage corporation said on Thursday the 30-year fixed-rate mortgage average was 4.12 percent for the week ending Oct. 13, up from the previous week’s lowest recorded 30-year fixed-rate of 3.94 percent. On Oct. 6, the conventional 30-year fixed-rate mortgage fell below 4 percent for the first time in history.

Last year at this time, the 30-year fixed rate average was 4.19 percent.

The 15-year fixed-rate mortgage this week averaged 3.37 percent with an average 0.8 point, up from last week when it averaged 3.26 percent. A year ago at this time, the 15-year fixed-rate mortgage average was 3.62 percent.

The previous lows took place when long-term, fixed-rate mortgages backed by the Federal Housing Administration averaged 4.08 percent for several months from 1950 to 1951.

Many homeowners are considering re-financing their homes amid the historically low mortgage rates.

According to Freddie Mac’s surveys last quarter, more than 95 percent of people who refinanced chose a fixed-rate product and 77 percent either maintained or reduced their loan amount.

“The 15-year fixed rate mortgage is a popular refinancing product, especially for baby boomers thinking about retiring in that 15- to 20-year time frame who want to have the peace of mind knowing they’ll have their mortgage paid off,” he said.