ABC

ABC News' Katti Gray reports:

In a crisis, Chloe Symington's dad told her, "think now, react or panic later."

That advice was running through her mind when the 13-year-old Michigan girl grabbed her cat, hid in her bedroom and phoned 911 about two intruders downstairs in her family's home Thursday.

"I was just curled up in a ball right there," said Chloe, pointing at a corner as she recalled what happened to ABC affiliate WXYZ in Detroit.

Two to three minutes passed between her sighting of the intruders rifling through the drawers of a downstairs table and one of them actually entering her bedroom.

"I was really freaked out," she added.

But during an 18-minute 911 call, she remained outwardly calm, speaking quietly.

"How did they not see you??" the 911 operator asked, while Chloe crawled under the bed.

"I don't know Chloe," told her.

"Just lay quiet," the operator said.

Chloe's action helped put officers from Macomb County Sheriff Department police near the scene before Daniel Laflin and Michael Zdanukiewicz, both 19, could fully get away with the electronics and a handgun they had stolen from the Symington family's home.

They were arraigned on home invasion charges.

"I was just thinking, alright, I should just think of what ifs, if they come here and they see me what am I going to do,?" Chloe told to WXYZ how she kept calm during the ordeal.

ABC News Detroit Affiliate WXYZ's Anu Prakash contributed to this report.