(Photo Credit: Jeff Chiu/AP Photo)

Morning Money Memo:

Google may be getting ready to announce a small TV set-top box at its developer conference today in San Francisco. The likely move is part of a big shift for the search giant. An Android update, wearable gadgets and smarthome devices are just some of the innovations Google is likely to show off at its two-day developer event. The Android operating system is expected to stretch - into cars, homes and smartwatches. Until now, Google has made most of its money from advertising. That might change in the future.

The Obama administration cleared the way for the first exports of unrefined U.S. oil in about four decades, The Wall Street Journal reported. "The Commerce Department gave Pioneer Natural Resources and Enterprise Products Partners permission to ship a type of ultralight oil known as condensate to foreign buyers." according to the newspaper. The shipments may be small, but they end a long ban and open the way for other oil companies to apply for export permits. U.S. oil production and supplies are at their highest in decades.

A drop for stocks: The market had its biggest single-day decline in two weeks. The decline came toward the end of the trading day and could have been tied to mutual funds' having to rebalance their positions before the end of the second quarter. Stock averages closed down more than half a percent. The Dow Jones index fell 119 points.

You might soon be able to buy more products at Starbucks. Evening wine and beer sales are coming to many outlets. The firm announced it would begin selling "handcrafted sodas." These "Fizzio" sodas are being marketed as something different and superior to regular soda with no preservatives or high fructose corn syrup.

If you get married or earn a college degree, tell your insurance company about it. That's the advice from senior analyst Laura Adams at insurancequotes.com. Changes in lifestyle can alter how much you pay for coverage. "Being married is good: you actually get lower rates." It's all about the numbers for insurance companies. That's why young male drivers pay more than women. "As a group, if you're filing more claims they're going to hit that group with higher rates," Adams says. "You do have to speak up and kind of be savvy enough in the first place to ask for these discounts."

Richard Davies Business Correspondent ABC News Radio abcnews.com Twitter: daviesnow