Woman Sues Debt Collector, Wins Big

Jessica Burke received more than $33,000 after she sued a debt collector for violating the fair credit reporting act.
1:56 | 11/30/14

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Transcript for Woman Sues Debt Collector, Wins Big
Tonight as millions of Americans are out shopping, something to think about as you run the credit card bills. The dreaded phone calls if you miss a payment. Debt collectors will do anything to get their money. But one woman turned the tables and had enough. Rebecca Jarvis with that story tonight. Good morning you, . You . Reporter: You're listening to actual calls from debt collectors. I want my money or else I'll kill you. Reporter: Some so outrageous, they sound like somebody's getting punked. But they're no joke. This collector, who uses the name John Anderson when making calls, says he follows the law. Pretty much. Pretty much means that you can push the edges a little bit sometimes. Reporter: Would you call them names? Not really. Reporter: But 31-year-old Jessica Burke says the collector she encountered wasn't so careful about following the rules. 15 text messages a day. And they weren't professional at all. Reporter: Can you read them to me? Porky pig, 200 pound slob in a double-wide. Reporter: Throughout her entire ordeal, Jessica says she never met her collector face to face. But we have. It's John Anderson. Did you send her text messages? No. Reporter: Jessica says you sent her text messages calling her porky pig. Not in my vocabulary that's not something I would say. Reporter: But Jessica had had enough. She went on the offensive and sued Anderson, claiming he violated the fair credit reporting act. You turned the tables back on him. Yes, exactly. Reporter: Anderson never showed up in court, and a judge awarded Jessica more than $33,000. Now she was the collector and he was the one who had to pay up. I came out on top. I fought back, he can't bother me anymore. Reporter: Rebecca Jarvis, ABC news, New York. Good for her for fifthing back.

This transcript has been automatically generated and may not be 100% accurate.

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