Transcript for 3 tips to help manage your money in 2019
Well, the new year is fast approaching. One popular resolution is, of course, getting your finances in order. Well our sponsored capital one has some unique ways to help you. ?????? Kelly and Steve have been married for 0 two years. As professionals in the music industry, they're both always on the go. Headphones and email are our life. It's true. It is. Checking our finances can be sort of the last thing on the priority list. Reporter: But as the new year approaches so do new priorities. At the top of their list becoming homeowners and first-time parents. Now because we're looking to make big purchases, we're looking to expand our family we actually have to think a lot about how we spend our money where we haven't before. Hey, guys, I'm Nicole. Reporter: Enter Nicole lapin, first tip, name your savings? So a baby fund. Or a house fund. Putting a name on it makes you feel more motivated to actually stick to saving for it. Reporter: Next, use proactive technology like Eno from our sponsor capital one. It's your assistant monitoring your money 24/7 so you can say, hey, Eno, when is my credit card bill due and it techs you back when it's due. If your capital one customer you can sign up for bill paying reminders. You can also get double charge alerts and potential fraud alerts. Reporter: Finally make a spending plan. I look at a spending plan like I would look rat an eating plan. Instead of a budget, right, that feels like you're going on a crash diet and cutting out all the extras, I don't want you to do that. I break up a spending plan into the three Es. So essentials, end game and extras. 70% of your overall spending plan should go to the essentials. So your food, transportation, your bills, 15% should go to the end game so the baby fund, the house fund, and then 15% to the extras, so whatever it is that makes you guys happy, a latte in the morning, a mani-pedi. That would be for me. Reporter: Now better equipped for their ever-expanding lives.
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