Couples Crowdsourcing for IVF Treatments

Ben and Kate Lundquist posted a fundraising campaign to help raise money for their in vitro fertilization.
5:20 | 04/27/16

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Transcript for Couples Crowdsourcing for IVF Treatments
Guy, time now for our series "Maybe baby?" New hope for those trying to start a family. So many struggling not just to get pregnant but cover all costs associated with it and some are returning to crowdfunding and seeing huge success. ABC's Rebecca Jarvis is here with more on that story. Good morning, Rebecca. Good morning. It's pretty incredible. According to the CDC one in eight couples are facing infertility but a single cycle of ivf can cost as much as $15,000 and some insurance companies do not cover it and many are getting creative. After four years of disappointment, this couple's best chance of growing their family was in vitro fertilization. Looking at $17,000 total all out of pocket. Reporter: Required to pay the full amount up front Ben a full time student and Kate an executive assistant were going to be stretched thin. So they turned to a growing option for many looking for help paying for medical costs. Crowdfunding. We're hoping to do ivf. Reporter: They posted a fund-raising campaign to spread the word to friends and family. I felt if we didn't kind of ask others for help that we would not have the opportunity to have kids. Reporter: which says 50% of its fund-raising campaigns are dedicated to medical needs has seen the number of fertility related campaigns grow steadily. says at least 1,700 ivf campaigns have raised over $3 million so far. But no matter how you're planning to pay experts say advancements in science have helped the bottom line. Far less spending is done today in certain cases than was done years ago because we can achieve pregnancy with fewer cycles. Reporter: In just three months Kate and Ben raised $4,100 from 33 people. Mostly friends and family. At 38 Kate says it allowed them to put operation baby into action quickly and keep them from maxing out their credit cards. In March, Ben and Kate found out they're having twins. And the fund-raising campaign provided something else. It motivated us to keep going and to realize people actually supported us and trusted us to have these children. Congratulations to Ben and Kate and Rebecca and ABC news chief women's health correspondent Dr. Jen Ashton are here with more. We know it's expensive. Most insurance companies do not cover all of the costs so how do the costs break down? Why does it cost $15,000. Let's itemize the bill. Relative costs so they can vary a little. But first the in vitro fertilization drugs cost about $5,000 then you go through stimulation where we're injecting more drugs and monitoring with ultrasounds, that's about 2,500. The retrieval procedure done in an operating room with anesthesia about 2,000. The lab fees about 4500 and then the embryo transfer another grand. That brings us to about 15,000 per cycle and many women, many couples need multiple cycles. I foe we see the Numbers broken down but like so many medical procedures why are they so expensive. Listen, that's the question. In this country all medical care is expensive. We know that in other parts of the world. This is often covered by insurance but we have to remember this is a subspecialty of og/gyn. Not that many infertility doctors and when you go into the lab there are not that many embryolojists. That adds up. For comparison if you have a hip surgery and paid out of pocket you could pay 35 to 55,000 for that. Rebecca, are there alternatives for couples? I think this is what is so important for couples to know about. There are resources beyond just crowdfunding. Those infertility treatments, you should talk to your doctor, doctors like Dr. Jennifer Ashton, there are provider discounts. If you're in the military, if you're a teacher or firefighter, police, there are discounts. Pharmaceutical companies even offer discounts for some of their treepts and refunds and there are grant programs out there for those who are really in need who want to have a child. I did not that. Baby quest is one of the programs. A phenomenal program. That's really interesting. Dr. Ashton how does ivf compare to other methods of trying to become pregnant? That's important. It's all under the category of assisted reproduction so take the Numbers we just went through and then let's say if you need to use a donor egg, that will tack on $20,000 bringing you to about $35,000 per cycle. If you need to have a uterine surrogate which is legal in this country add another 65,000. That could bring you up to $100,000 per cycle per pregnancy, per baby, that adds up. For those of us who have kids you know the costs don't end at pregnancy. Exactly. They only go up from there. Unfortunately, and right now raising a child until the age of 18 costs about $250,000. That's before college, before tuition. Before college. Before all those things so it's important to thing about the fact as you're spending for pregnancy, think about what happens after pregnancy. How you want to raise your child. A lifetime of expends that doesn't end at 18. Thank you so much. Ginger. Yes, I'm looking forward to it.

This transcript has been automatically generated and may not be 100% accurate.

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