Credit Card Purchase Surcharge Allowed in 40 States

Retailers are now permitted to charge a surcharge of up to 4 percent on credit card purchases.
1:51 | 01/28/13

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Transcript for Credit Card Purchase Surcharge Allowed in 40 States
Now, to a major headline for anybody that uses a visa or a mastercard and that's a lot of us. There's a brand-new surcharge up to 4%, now allowed in 40 states on every purchase. And it just started yesterday. Abc's gio benitez has the story. Reporter: You thought all you had to worry about was the interest rate? Wrong. This morning, retailers can charge you a fee for swiping your credit card. How much? Up to 4% of your total purchase. In other words, if you buy a digital camera for $200, you could be charged an extra 8 bucks for using a credit card instead of paying cash. I'd be really upset. I wouldn't want to pay more. Reporter: Luckily for this shopper, she's in new york, one of the ten states that has barred retailers from charging consumers the fee. Some retailers said they won't be passing on the surcharge to customers. Walmart told abc news, we are not interested in surcharging customers in order to allow credit card companies to continue charging unfair fees. And it will really only be the smaller retailers or service providers who might do it. But it's really anybody's guess. Reporter: Don't panic yet. Stores have to make sure you know about the fee before you pay. What are some of the things consumers can look for in a store when they're walking in. There has to be a sign conspicuously displayed indicating they do surcharge. At the cash register and also on your receipt, they have to clearly disclose what surcharge. Reporter: And the same goes for online shopping. The website must warn you about the online fee. Using your debit card with a p.I.N. Number is a little different. This applies only to credit cards. Now, to the terrifying air scare caught on camera.

This transcript has been automatically generated and may not be 100% accurate.

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